One thing I have learned doing Emergent Ventures
5 hours ago
About me? Mad, disabled, in debt, feminist, radical, angry, pacifist, warrior, radio 4 listener, geek, flower-power chick... About Hippie blog? Ramblings, photos, fury, giggles and musings about love, peace, friendship, madness, happiness, the state of the world, my life, cool pics, my health and general ranting...
Cancer Patient Loses Visa Battle
A Ghanaian woman who came to the UK five years ago and became a student is being flown back to the African country, despite being terminally ill.
Ama Sumani was taken by immigration officers from a Cardiff hospital where she has been receiving dialysis for a year after cancer damaged her kidneys.
Ms Sumani, 39, whose visa has expired, said she cannot afford care in Ghana.
Her solicitor said they had pleaded compassionate grounds. The Home Office said it examined each case "with care".
Before leaving, she had been comforted by a nurse in a day-room at the University Hospital of Wales.
The immigration service arrived at 0800 GMT.
Ms Sumani was tearful but calm when she left hospital in a wheelchair with five immigration officials, one carrying her suitcase, and she was driven away.
She left on a flight from Heathrow to Ghana at 1435 GMT.
The cancer she is suffering from - malignant myeloma - would ordinarily be treated with a bone marrow transplant, but she was not entitled to the treatment.
The dialysis treatment she has been receiving is helping to prolong her life and her last treatment was on Tuesday evening.
Legal status
But it needs to be repeated regularly and there are concerns she would not be able to access dialysis treatment centres in Ghana.
Health care there is also private but Ms Sumani said she could not afford it.
A spokesman for Ghana's high commission in London said the country had two fully-equipped hospitals in Accra and further north in Kumasi.
He did concede that access to treatment was costly but said that if Ms Sumani was a member of the Ghana national health insurance scheme she would still receive treatment.
A friend Janet Simmons said Ms Sumani was a widow and a mother of two children, who were currently being looked after by members of her church in Ghana.
She first came to the UK as a visitor in 2003, but then changed her status to student and attempted to enrol on a banking course at a city college, her solicitor explained.
Ms Sumani's lack of English prevented her from pursuing the course and she went to find work which contravened her student visa.
In 2005 she returned to Ghana to attend a memorial service for her dead husband.
But when she came back to the UK her student visa was revoked and she was only given temporary admission which effectively meant she was given notice she would be removed, her solicitor said.
She did not keep in touch with immigration officials and was first taken ill in January 2006. Without the dialysis doctors fear she only has weeks to live.
Her solicitor said she accepted her removal was fair but said they had made representations on her behalf on compassionate grounds.
Ms Sumani is being removed from the country rather than deported because of her expired visa which means she has no legal status in the UK.
A removal means that in theory she could apply to return to the UK in the future.
A spokesman for the Border and Immigration agency said said it would not remove from the UK anyone who they believe is at risk on their return.
"Part of our consideration when a person is removed is their fitness to travel and whether the necessary medical treatment is available in the country to which we are returning," he added.
"Removals are always carried out in the most sensitive way possible, treating those being removed with courtesy and dignity." (my emphasis. Bastards)
*Example. Cash loan amount £300.
56 weekly repayments of £9
Total amount payable £504
Typical
183.2% APR
is a national campaigning organisation made up of local activists and public organisations. We aim to end extortionate lending and ensure universal access to affordable credit and other financial services. To this end our objectives are to:
* Publicise the extent and impact of extortionate lending on low income groups
* Lobby Parliament, assemblies and other decision makers to end extortionate lending
* Research and promote models of affordable credit
* Provide a platform for people on low incomes to comment on the impact of debt
We are part of a growing international movement for responsible lending and have been involved in the planning of a series of national conferences throughout Europe which culminated in the launch of a European Coalition for Responsible Lending in Brussels in 2006.
Debt on our Doorstep was the first organisation in the U.K to call for a 'responsible lending' duty to be placed on lenders, and this has since been introduced into the new Consumer Credit Act. We are expecting a consultation exercise on the requirements for lenders in the near future. Unfortunately, our campaign for interest rate ceilings to be introduced has not been successful, although the Government has pledged to keep this matter under review, and our work to bring about a competition commission inquiry into the Home Credit industry has recently brought about a real possibility for price caps in that market.
We are also working to develop local financial inclusion partnerships, and are calling for requirements to be placed on the banking industry to disclose, and then improve, the level of financial services available in low-income communities. In this respect, our work has been informed by the National Community Reinvestment Coalition in the U.S, with whom we are closely involved in our international work.
Debt on our Doorstep is also calling for excessive default charges, made by credit card lenders and banks to be refunded to borrowers - a total of £1.8 billion has been overcharged in the past 6 years for credit cards alone - and is working with the Bank Charges Action Group to recover these..
Jodie Foster comes out - at last!
Congratulations, Jodie. But why did it take so long to confirm what we already knew?
It's standard practice for Hollywood stars to thank friends and family when accepting awards. But when Jodie Foster paid tribute to "my beautiful Cydney" during a speech at the Hollywood Reporter's Women in Entertainment breakfast last week, it caused a ripple of excitement.
So now we know. Jodie Foster's partner of at least 15 years is a woman. Just like Jodie. That's right, folks: Jodie Foster is a lesbian. This startling piece of news is akin to the shock revelation that Rudolph the Reindeer has a very shiny nose. In other words, if you didn't already know this, you seriously need to retune your gaydar.
It's a secret as open as the Grand Canyon that Foster has been stepping out with film producer Cydney Bernard for years, and that they are raising Foster's two children together. The surprise is not that Jodie is gay, but that it has taken her so long to say so.
Famously protective of her privacy, Foster has long resisted calls from gay rights advocates to become an out-and-proud role model. Lesbians across the land have long been divided by the Jodie question. Her willingness to take on gutsy, serious, even feminist roles is admired, while her coyness about her sexuality has been met with disappointment. After all, we don't have many role models, and a trip down the red carpet hand in hand with Cydney would have done a lot to raise lesbian visability.
There's a widely held view that being gay is bad for a celebrity career: Ellen DeGeneres - who had a TV series cancelled shortly after both she and her character came out - is a case in point. But surely someone with the prestige and power of Jodie Foster could challenge the squeamishness about homosexuality that still prevails in America.
Perhaps, though, we should cut Jodie some slack. I don't recall Nicole Kidman, say, having to "announce" her heterosexuality. The fact that the grand gesture of "coming out" is still a big deal just shows that most straight people still assume everybody else is heterosexual. The advantage for Jodie is that she only has to come out once. Non-celebrity lesbians and gay men have to do it every time they meet someone new.
Are you a woman over 60 who doesn't get a state pension?
Are you a woman over 60 who doesn’t get a state pension? Get £1000s back
What's this about?
A parliamentary question by a Lib Dem MP has shown that many women in their 60s are unnecessarily missing out on the state pension. To get a pension you need to have paid national insurance for 10 years of your working life; around 750,000 women are believed to be very near, but just under, this threshold.
By offering to pay a few £100, if you're near the threshold you can start to get the basic pension of £87 a week, and get a backdated payout from your 60th birthday, which is likely to be £1000s.
The reason I write 'offering' is actually you won't need to pay them money - it can just be taken from your payout. E.g you need to pay £340 of National Insurance to get your entitlement; and then you're owed £2000 back pay. The £340 then just comes out of the back pay.
Who's affected?
Women most likely to be affected are those that have paid some national insurance contributions but may have taken a break to have children, and not quite met the 10 year contribution quota to get a pension. But if you're a woman over 60 and aren't withdrawing a state pension, check now.
How to check
The quickest way to check is to call the National Insurance Deficiency Helpline on 0845 915 5996.
Explain your situation and ask how far off the required national insurance contributions you are to get a pension. You won't actually need to part with any money; the top-up contributions will simply be deducted from the backdated pension you are owed.
What you need to find out is
A. How much more national insurance must I pay to get a pension?
B. How much will the pension be each week?
C. How much will I get backdated?
Assuming the benefit of B and C outweigh A.... go for it!
Will I lose benefits elsewhere if I draw a pension?
Drawing a pension may affect other means-tested benefits, but this differs case by case. The best thing to do is follow the steps above to check whether you may be eligible and if it's worth it.
Also if you are married, have a husband more than 5 years older than you and are drawing a pension on his contributions you're unlikely to benefit.
More information
This was first reported on BBC Radio 4 by the Moneybox team... if you're looking at this it's well worth reading the article and listening to the audio.
Read the BBC article: Pension Boost For Older Women
Listen to Radio 4: MoneyBox Item on this pension boost